Expert Tax Planning Services in Cedar Rapids
Strategic Tax Planning for Your Financial Peace of Mind
Navigate the complexities of finances with confidence through our expert tax planning services. Serving the Cedar Rapids area, we understand the unique needs of individuals and families, especially those with disabilities. With over 30 years of experience, we bring meticulous attention to detail, ensuring that our tax planning strategies align wIth IV priorities and safeguard your hard-earned assets. We empower you with strategies that optimize returns and preempt burdensome tax liabilities. Let our seasoned professionals craft a personalized plan that sets you up for financial success. Reach out today to discover how we can make a positive impact on your financial future!
We are an independent professional firm that has been providing specialized planning assistance to clients with disabilities and their families since 1990. We are not owned by or a subsidiary of any bank, insurance, investment, or financial services company.
Our office does not provide legal, accounting or tax assistance.
Providing professional planning assistance and services to people who have disabilities and their families since 1990. Over 30 years of assisting clients throughout our state. Mr. Varvaris wrote the law in Iowa, I.C.634A, that protects special needs trusts for people with disabilities, and he also helped to amend I.C. 633c2. Our planning services are fee-based.
We have been offering our clients specialized services since 1990. We can help with:
- Special Needs Trust AdministrationEstate and Financial Planning assistance for families who have a child or other family members with disabilitiesQualifying for SSIApplying for Social Security DisabilityMedicaid PlanningNursing Home Crisis PlanningProtecting ResourcesSpend down strategies Understanding GuardianshipsPersonal Life PlanningResource for attorneys and Special Needs TrustsLawsuit - Personal Injury Structures to Protect BenefitsTicket to Work for consumers who want to workAssisting retirees and pre-retirees with retirement concerns including When and How to Elect Social Security Retirement Benefits and other related concerns
Divisions of Frank A. Varvaris & Associates
- Administration of Special Needs TrustsEstate/Life Planning for People with DisabilitiesApplying for Social Security Disability and Handling AppealsSocial Security Retirement and Maximization Planning Lawsuit Settlement Structures for benefit eligibility HCBS Waiver Application AssistanceTicket to Work EN
Applying for HCBS Waivers or MEPD Can be Overwhelming, But We’re Here to Help
Understanding when to start, how to submit forms, which waiver to select, and how to qualify based on age, formal diagnoses, and countable resource limits can be confusing. Many families also worry about when waiver coverage ends and other complex questions. At Frank A. Varvaris and Associates, our job is to guide you through the process every step of the way.
There are currently 7 Waivers available in our state. We help you understand your options, choose the right waiver, and increase the chances of approval for your child. The application process can be challenging, and the denial rates are high. But with our expertise, we make it easier for you to navigate these hurdles.
Call our office today to schedule an appointment. Let us help you secure the support your family needs!
Most Social Security Disability Claims Are Denied – That's Why We're Here.
It Costs Nothing to Get Our Help With a Denied Claim.
At Frank A. Varvaris and Associates, we specialize in guiding you through the Social Security Disability application process for Supplemental Security Income (SSI) and Social Security Disability Income (SSDI).
We take the burden off your shoulders by managing the entire filing process for you. This means less stress and confusion for you and your loved ones, and a higher chance of success.
Why Choose Us?
- A qualified representative increases your chances of approval.
- We handle the details, so you don’t have to.
- If your case goes to a hearing, we’ll fight for you before the Administrative Law Judge (ALJ).
Maximizing Your Social Security Benefits: 2024 Work Incentives and COLA Insights
Most people depend on Social Security benefits and every small increase matters. Unfortunately, the annual Cost of Living Adjustment (COLA) can be unpredictable. In recent years, increases have been minimal—0.3% in 2017 and even 0% in 2016. This highlights the importance of planning to ensure financial stability during low COLA years or potential benefit cuts.
At our office, we understand how vital Social Security benefits are, especially for individuals with disabilities and retirees. For those with disabilities, the COLA can be a lifeline, helping to cover essential monthly expenses. Retirees, on the other hand, rely on it to preserve their savings and maintain their lifestyle without depleting their retirement nest egg. Work Incentives were created to empower individuals to work while still receiving benefits. We provide up-to-date information and tools to help you make informed decisions.
Click the link below to access the 2017 changes and learn how to maximize your benefits. You can print and share this resource with others who might benefit from this valuable information.
Your Ticket to Work and a Better Future!
If you're 18-64, living with a disability, and receiving SSI or SSDI, we’re here to help you succeed.
At our Social Security-approved Employment Network, we provide:
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Personalized Job Support to help you thrive in the workplace.
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Expert Guidance backed by 25 years of experience.
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Partnership Plus Program collaboration for enhanced benefits.
Take control of your future and improve your quality of life. Call us today for a FREE consultation or visit choosework.net to learn more!"
Our Employment Experts WILL Help
You Achieve Your Career Goals 7 Days a Week
Know When & How to Claim for the Best Retirement Payout!
Many people underestimate the impact of informed Social Security decisions—that’s where we help. At Frank A. Varvaris & Associates, we guide retirees and pre-retirees on when and how to elect Social Security retirement benefits for maximum lifetime payouts.
Using our proprietary software, we create a Personalized Social Security Maximization Report, identifying the best strategies to help you receive the highest possible benefits. We simplify the process and personally review every detail with you.
Why This Matters:
Choosing the right time and strategy can increase your total payout by thousands of dollars. With policy changes like those proposed in the 2015 Budget potentially limiting options, now is the time to act.
At Frank A. Varvaris & Associates, we take the guesswork out of Social Security. Start maximizing your benefits today!
Here’s what we help you answer:
- Should I file now or laterWhat is my breakeven pointWhat are the options for my spouseWhat is the impact of continuing to workShould I file and then suspend paymentsHow can I reduce taxes on my social securityWhat if I claim early and then change my mindWhat strategies can I use to maximize my payoutShould I file for Social Security Disability income firstShould I claim under my spouse's earnings record or my ownWhat if I worked for a non-profit, religious, or governmental agency
Estate & Personal Life
Planning for People with Disabilities
We're Here to Help You Secure the Future.
Planning for a loved one with a disability requires specialized, comprehensive estate planning. Our goal is to ensure that your family member continues to have a meaningful life, even after primary caregivers pass away or become incapacitated. At Frank A. Varvaris & Associates, we’ve been helping families in Cedar Rapids and across Iowa with these essential plans for over 25 years.
5 Steps to Secure the Future:
- Futures Planning
- Financial Planning
- Legal Planning
- Program Finalizing
- Maintenance Planning
We know how critical it is to work with a professional who understands the intricacies of county, state, and federal benefits. That's why our team is equipped with years of experience in navigating these systems, ensuring the best possible outcomes for your family.
If your loved one is capable, we encourage their participation in this process—it’s their future we’re planning for. Their input is invaluable.
Get Started Today!
To access more information, simply send us an email with your contact details, and we’ll provide you with the resources you need. We’re here to help every step of the way.
Why is Frank A. Varvaris and Associates so popular?
At Frank A. Varvaris and Associates, we understand that effective financial strategies begin with comprehensive tax planning. Our dedicated team specializes in guiding clients in Cedar Rapids through the intricacies of tax planning , ensuring that our approach aligns with individual circumstances. With over 30 years of experience, we know that solid tax planning is essential not only for current gains but also for a secure financial future. Our expertise extends to areas like estate planning and retirement preparation, echoing the importance of meticulous tax planning. Whether it’s navigating special needs trusts or maximizing retirement benefits, our commitment to personalized service means we prioritize your security through seasoned tax planning strategies, helping you maintain control over your financial legacy.
Frequently Asked Questions
What are the chances that you will be denied for Social Security benefits? The process is complex, exhausting, and overwhelming for many people who struggle with mental or physical health disorders. While trying multiple times to apply on my own, my social worker offered to help find me a Lawyer. I met Frank and as promised, he provided guidance and support as we endured through the process of approval Social Security rightfully demanded. Frank Varvaris was appointed to serve as my advisor and counsel. Frank impressed me with his dedication towards the effort of filing my disability. The willingness and commitment he gives you and everyone involved with your case surpasses all expectations. Frank is a man who is willing to excel beyond the traditional sense of hardworking. Frank not only treated me as his client, he showed kindness and compassion. While also being a wise confidant and caring friend. Thank you for all you do in life Frank.
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Contact Our Team
Ready to take control of your financial future? Get in touch with Frank A. Varvaris & Associates today!
Contact Us
Helping You Navigate Social Security, Medicaid,
and Financial Planning Since 1990.
We provide trusted guidance to retirees, pre-retirees, families with disabilities, and organizations in Cedar Rapids, IA.
Why Choose Us?
With over 20 years of experience working with the Social Security system, we ensure you receive the benefits you deserve. Our clients gain peace of mind and secure their financial future.
Our Services Include:
- Maximizing Social Security Retirement Benefits
- Special Needs Trust Administration
- Medicaid Planning and Asset Protection Strategies
- Applying for Social Security Disability and Handling Appeals
- Understanding Medicare, Medicaid, and Guardianships
- Personal Life and Estate Planning for People with Disabilities
Our Process:
Through proprietary tools like the Personalized Social Security Maximization Report, we help you determine:
- When to file for Social Security for the highest lifetime payout
- Spousal options and tax reduction strategies
- Break-even points and advanced claiming strategies
Workshops and Seminars:
We offer
FREE educational seminars and workshops for parents, organizations, and professionals on topics such as:
- How to Apply and Qualify for SSI/SSDI
- Special Needs Trusts & ABLE Act Explained
- Navigating Medicare, Medicaid, and Nursing Home Placement
- When and How to Elect Social Security Retirement Benefits
It Costs You Nothing to Start Planning
Your first consultation is completely FREE. We’ll evaluate your financial goals and help you build a plan designed to maximize your savings, minimize taxes, and secure your future. Our personalized approach ensures that every strategy is tailored to your unique needs.
